How It Works

Points Buy

Points Buy is the new way to buy a car without the restrictions of lock-in finance.

By joining our loyalty program and paying on time, you will earn points. You can then use your points to buy one of our cars.¹

With no balloon payment, no credit check, and a no lock-in contract² for a fully managed car, Points Buy has all the benefits of lock-in finance with none of the restrictions.

Our application and approval process is so quick, you can drive away same day!

Watch our Explainer Video

The Loyalty Program

The Loyalty Program is the way you earn points.

When you join our Loyalty Program, you earn points for paying on time.

You can use your points to buy a long list of Loyalty Items, such as:

  • Tinted windows

  • Roof racks

  • Personalised number plates

  • One of our available cars¹

  • and more!

Every one of our cars has a Points Buy price. Simply use your points to buy your next car.

To join the Loyalty Program you must be a customer for at least two weeks and pay the joining fee.

Features and
Benefits

Things to Know

Our 150km zone applies from the Brisbane GPO.

The zone extends to Byron Bay, Toowoomba, and Gympie.

Inside the zone we have connections to great mechanics and repairers, and damage cover for all accidents.

Our cars cannot be driven outside the zone without prior approval.

The 150km Zone

Compare

Inclusions ClickMe Cars Novated Lease Car Loan
No lock in Image Image
No break fee Image Image Image
End anytime with 1 weeks' notice Image Image Image
Swap cars for $149 Image Image Image
Own a car without a balloon payment Image Image Image
No fees to get started Image Image Image
Fully refundable deposit Image Image Image
Not liable for mechanical breakdowns Image Image Image
Maintenance Image Image Image
Registration Image Image Image
Can keep the car if you change or leave your current job Image Image Image
No interest Image Image Image
Doesn't reduce your take home income Image Image Image
No credit check Image Image Image

Approval Pathways

Approval optionsEasy PathDocuments Application
No credit check
No application fee
Refundable Bond$1,500

$2,500 if less than 3,000km or current model year

3-5 weeks

$790 minimum

Extra cost per week$10/wkNil
Time to get approvedUp to 1 business dayUp to 2 business days
Documents requiredValid driver's licence
Proof of address (such as a utility bill)
Valid driver's licence
Proof of address (such as a utility bill)
2x payslips
2 months of bank transactions

FAQs

Our cars

Our reviews


¹ Personal customers can Points Buy any available car, but not the car they are driving. Business customers can Points Buy any available car in addition to the car they are driving, subject to certain criteria.

² If you cancel within the first 60 days, short-term rental rates apply. Short-term rental rates are higher than long-term rate